Proactive Detection Against

risk
fraud prevention
compliance
onboarding
chargebacks
authentication

Money Mule Fraud

business
growth
customers
clients
sales
expansion
revenue

Bureau’s Money Mule Score uses cutting-edge link analysis to weave together
user data, devices, and behaviour. This real-time web of information exposes hidden patterns,
identifying money mules even when they appear normal.

Schedule a Demo

Did You Know?

Money mules ripple a dark wave through the global economy, costing billions of dollars annually. Over 90% of the reported cases are linked to cybercrime. This stolen wealth weakens businesses, shrinks tax revenue, and fuels more crime. By unwittingly laundering money, mules become unknowing partners in this damaging cycle.

If you’d like to know more about how Money Mules operate, click here.

53%
Of the total fraud threats to financial institutions are caused by money mules in 2023
59%
Of new accounts of application fraud are money mules, with the accounts going bad within 45 days
$10BN
Of reported money movement estimated via money mules annually.

Bureau's Money Mule Score Stops Fraudsters
Before They Act On Your Business.

user-icon
Predicts, not just reacts
We identify suspicious patterns in user behaviour, device usage, and network connections, with a comprehensive fraud graph that helps pinpointing potential money mule activity in real-time before it escalates.
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Paints a holistic picture of the customer journey
A rich tapestry of enriched insights, encompassing alternative data insights, device forensics & behavioural biometrics.
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Protects your entire ecosystem
From onboarding to transaction, Bureau shields your institution at every juncture, ensuring robust security throughout the customer journey.
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Passive checks with zero onboarding friction
Most of the analysis happens in the background when users enter their basic details during onboarding, making it a completely frictionless experience for your users.

How Does Bureau's

risk
fraud prevention
compliance
onboarding
chargebacks
authentication

Money Mule Score work?

business
growth
customers
clients
sales
expansion
revenue

Bureau's Money Mule Score analyzes user data,
including names, emails, and phone numbers,
to identify potential anomalies and suspicious behavior.
Each data point is assigned a risk score, and the
cumulative score helps businesses assess whether
a user is legitimate or a potential money mule.

Bureau identity verification, KYC and fraud prevention

Bureau’s capabilities that can effectively
aid against
Money Mule Fraud

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Email Intelligence
Validate email ownership, email vintage, cross check if the email address has been previously been flagged or spammed, and assess the overall riskiness of the email address
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Phone Intelligence
Validate phone number and ownership with the Telecom partners. Assess the risky phone numbers, history of fraud, registered name, registered and current location along with other flags.
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Social Intelligence
Assess the social footprint of the applicant. The social footprint gathering spans social media, country-specific popular portals' presence and other such platforms.
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Device Fingerprint
Analyse a wide range of hardware and software parameters of users’ device and generate a unique ID that can identify a user associated with a device. Also, assess the volume of applications originating from unique devices can serve as an additional vector to detect mules.
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Malicious Software Detection
Device Intelligence detects use of suspicious software such as remote access software, emulators, jailbroken or rooted systems, among other red flags. IP intelligence extracts the true IP and gives the approximate location of the user. It also detects any IP masking tools, VPNs, proxy or Tor.
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IP Intelligence
IP intelligence extracts the true IP and gives the approximate location of the user. It also detects any IP masking tools, VPNs, proxy or Tor.

Bureau Helps a leading Indian Bank Improve
Money Mule Detection by 60%

tokenized
60%
more high-risk accounts were identified
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300,000
potential mule accounts
guarantee
$10 MN
potential losses saved for the bank

Our Alternate Data Suite of Solution is Trusted By

Bureau’s digital solutions used by Uni for their lending partners have significantly reduced the risk of fraud by leveraging solutions around key information such as name, email, and device-related information. Additionally, the Bureau's digital footprint variables for phone numbers and email addresses play a crucial role in the digital authentication of customers. The best part here is the availability of solutions in real-time which is best suited for digital players to catch the fraudsters without impacting the genuine users.

Risk and Compliance Team, Uni Cards

Stop Fraudsters Before They Act
On Your Business

Schedule a Demo