From In-House Tools to Unified Fraud Intelligence

Device fingerprinting helps identify spoofing, bots, and repeat abuse by recognizing unique device attributes, even when fraudsters spoof emails or IPs. For businesses, the decision, whether to build this capability in-house or rely on a specialized partner, can directly shape how quickly teams can adapt to evolving threats.

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TABLE OF CONTENTS

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The Growing Gap Between Fraud Innovation and In-House Controls
Decoding Device Fingerprinting: The Digital DNA of Fraud Defense
Key Use Cases: From Device Spoofing to Synthetic Identities
Why Building In-House is Harder Than It Looks
The Maintenance and Compliance Trap
Time-to-Market vs. Time-to-Value: The Hidden Cost of Delay
Data and Case Management: Where In-House Tools Break Down
Breaking the "Build vs. Buy" Deadlock
The Third Option: Buy the Foundation, Build the Differentiation
How to Skip the Burden and Focus on Outcomes

TABLE OF CONTENTS

TABLE OF CONTENTS

Sophisticated fraud schemes powered by artificial intelligence and automation continue to surge and help fraudsters target gaps in traditional controls. It is estimated that generative AI may power losses worth $40 billion by 2027.

At the same time, businesses are under pressure to streamline their onboarding and transaction flows to deliver frictionless user experiences. This rush creates blind spots and vulnerabilities that can be easily exploited by automated systems.

Solutions like device fingerprinting offer a reliable method of identifying the unique attributes of a device to detect spoofing, bots, and repeated abuse. When done well, device fingerprinting can act as a strong shield against fraud even when user identifiers like email or IP addresses are changed.

However, this creates a dilemma for leaders: should they build device fingerprinting capabilities internally, or buy them from a specialized partner?

This decision has a long-term effect as it would decide how quickly IT teams can respond to evolving threats.

Device Fingerprinting: Decoding A Core Fraud Signal

Think of a device fingerprint as a digital DNA that links machines and sessions across time and context. This link helps fraud teams diagnose patterns in user behavior that can lead to fraud discovery.

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Testimonials

At Spice Money, our in-house fraud control measures combined with Bureau’s cutting-edge device intelligence, we’ve significantly reduced frauds and account takeovers which ensures that only verified Adhikaris can access our Aadhaar-enabled services. This isn’t just about fraud prevention, it’s about protecting livelihoods, fostering financial inclusion, and strengthening community confidence.

Usha Murali,

Compliance and Risk

Spice Money

Using Bureau's solution, we identified 20% more fake applications. To date, more than 30% of our users have reaped the benefits of better, simpler, and more secure user onboarding.

Vineet Amin

Aditya Birla Capital

Bureau's digital footprint variables for phone numbers and email addresses play a crucial role in the digital authentication of customers. The best part here is the availability of solutions in real-time which is best suited for digital players to catch the fraudsters without impacting the genuine users.

Ajay S,
Risk & Compliance

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Leading Analysts & Platforms

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Leading Analysts & Platforms

Recognized by

Leading Analysts & Platforms

Testimonials

Usha Murali,

Compliance and Risk

Spice Money

Using Bureau's solution, we identified 20% more fake applications. To date, more than 30% of our users have reaped the benefits of better, simpler, and more secure user onboarding.

Vineet Amin

Aditya Birla Capital

Ajay S,
Risk & Compliance

Uni Cards

Testimonials

Usha Murali,

Compliance and Risk

Spice Money

Using Bureau's solution, we identified 20% more fake applications. To date, more than 30% of our users have reaped the benefits of better, simpler, and more secure user onboarding.

Vineet Amin

Aditya Birla Capital

Ajay S,
Risk & Compliance

Uni Cards

Usha Murali,

Compliance and Risk

Spice Money

Using Bureau's solution, we identified 20% more fake applications. To date, more than 30% of our users have reaped the benefits of better, simpler, and more secure user onboarding.

Vineet Amin

Aditya Birla Capital

Ajay S,
Risk & Compliance

Uni Cards

Testimonials

Usha Murali,

Compliance and Risk

Spice Money

Using Bureau's solution, we identified 20% more fake applications. To date, more than 30% of our users have reaped the benefits of better, simpler, and more secure user onboarding.

Vineet Amin

Aditya Birla Capital

Ajay S,
Risk & Compliance

Uni Cards

Testimonials

Testimonials

Usha Murali,

Compliance and Risk

Spice Money

Using Bureau's solution, we identified 20% more fake applications. To date, more than 30% of our users have reaped the benefits of better, simpler, and more secure user onboarding.

Vineet Amin

Aditya Birla Capital

Ajay S,
Risk & Compliance

Uni Cards

Testimonials

Usha Murali,

Compliance and Risk

Spice Money

Using Bureau's solution, we identified 20% more fake applications. To date, more than 30% of our users have reaped the benefits of better, simpler, and more secure user onboarding.

Vineet Amin

Aditya Birla Capital