What fraud and risk teams in india must prepare for in 2026

READ MORE

Explore Bureau

Adaptive Authentication

Authentication That Adapts to The Risk In The Moment.

A correct OTP tells you someone has the code, not who's holding the phone. Bureau reads identity, device, behavioral, and network signals across the whole session and sets the challenge to match the risk. Genuine customers see nothing. A session that turns risky gets challenged before the money moves.

Talk to a Fraud Expert

Stop takeovers before the money moves

Bureau reads the silent signals: a new device, a shifted IP, a session that stops behaving like your customer. It flags them before a single transaction clears, so you catch account takeovers, mule accounts, and synthetic identities at the moment of risk instead of weeks later in a chargeback report.

Stop takeovers before the money moves

Keep the customers static auth pushes away

Blanket OTPs and step-ups tax every genuine user to catch a few bad ones. Bureau adds friction only when risk rises. Most sessions pass untouched, so conversion and retention stop paying for your fraud coverage.

Keep the customers static auth pushes away

Satisfy regulators without blanket 2FA

Contextual, device- and behavior-based authentication maps to RBI's digital-payment security direction and equivalent frameworks worldwide. You show auditors documented control without taxing every customer to get it.

Satisfy regulators without blanket 2FA

Use cases

One risk decision. Every moment that matters.

Bureau combines identity, device intelligence, behavioral analytics, and network signals into one continuous risk score, then sets authentication to match it. Onboarding, login, transaction, servicing: the same layer decides in real time whether to allow, challenge, or block.

Read risk before the session starts to move

Most fraud gives itself away before the transaction: an emulator, a rooted device, a factory-reset handset, a remote-access session, an IP that just jumped countries. Bureau scores these silent signals the moment a customer arrives, so a takeover is flagged before it reaches a beneficiary screen. Genuine users pass without seeing a prompt.

See how it works

Match the challenge to the risk, in real time

Bureau matches the response to the risk in front of it: silent when the signals say it's your customer, a liveness check or OTP as risk climbs, a hard block when it spikes. Because the decision runs on silent signals, it lands before the financial exit rather than after the money has left. Step-ups happen only when they're earned, and false positives fall with them.

See how it works

Catch the change mid-journey, and keep watching after

A session can change hands halfway through. Someone else picks up the device, the behavior shifts, the identity is still present but the person isn't. Bureau treats the session as a journey and re-evaluates risk continuously, so a mid-session takeover triggers fresh authentication instead of riding the original login. Monitoring continues past approval: identity, device, and behavioral drift are tracked across the customer lifecycle.

Talk to our Fraud Experts

Read risk before the session starts to move

See how it works

Match the challenge to the risk, in real time

See how it works

Catch the change mid-journey, and keep watching after

Talk to our Fraud Experts

Customer STORIES