Traditional Know Your Business (KYB) workflows are fragmented and slow. Businesses lose time stitching together disparate data and insights due to vendor sprawl. Bureau’s full-stack KYB engine delivers faster, deeper, and more reliable business verification, streamlining onboarding for legitimate businesses while blocking high-risk or suspicious entities.

Bureau’s AI-powered platform instantly pulls verified data from trusted sources to create a 360° digital profile of a business with clear insights on legitimacy, compliance, and operational health. Every signal is API-ready and structured for real-time decision-making.

One Platform, Two Layers of Verification

Bureau’s KYB engine works in two layers: QuickFill for an instant full profile of business, and KYB+ for more advanced compliance, risk, and linkage checks. Here’s a deeper look at how these two layers are helping businesses in India level up business verification:

KYB QuickFill: Fast, Structured Business Profiles

KYB QuickFill streamlines verification using just a Permanent Account Number (PAN) or phone number. It creates a clean, ready-to-use business profile by pulling structured data from multiple sources, minus the documents or wait time. This comprehensive business profile provides security teams with the core information needed to speed up onboarding, underwriting, or compliance reviews.

The profile created by KYB QuickFill includes:

• GST Profile: Comprises legal name, trade name, registration type, and nature of business.
  
  

• Filing Behavior: Captures GSTR-1 and GSTR-3B consistency, tax return filing dates, and frequency patterns.
  
  

• Turnover Trends: Shows financial patterns over the past three years using tax return data.
  
  

• Company PAN Profile: Verifies the PAN and confirms PAN-GST linkage for accurate ownership resolution.
  
  

• General Company Info: Provides company type, registered address, and director details.
  
  

• Additional Company Info: Adds MSME classification, NIC code, risk classification, and business age.
  
  

KYB+: Deeper Insights for Risk and Compliance

Bureau’s KYB+ builds on QuickFill with richer insights, surface linkages, and signals that traditional checks often miss. It helps teams detect hidden ownership, confirm filings, and understand business intent. KYB+ checks help reduce regulatory risk, block fraudulent entities, and ensure only legitimate businesses get onboarded.

Key KYB+ features include:

• PAN-to-GST Mapping: Lists all GST registrations, active or inactive, linked to a single PAN, including state, trade name, and registration date.
  
  

• Advanced GST Profile: Returns complete GST filings, contact details, and turnover bands. Flags shutdown risk and filing anomalies.
  
  

• TAN Verification: Confirms the business has a Tax Deduction and Collection Account Number and links it to filings.
  
  

• Enhanced Director Cross-Linking: Detects Directors associated with multiple companies, including shell firms or blacklisted entities.
  
  

• Import-Export Code Verification: Retrieves IEC status and PAN linkage for exporters and cross-border sellers.
  
  

• Shop and Establishment Validation: Confirms local trade license status, issuing authority, and license validity.

  

Who It’s Built For

Bureau’s business verification suite is designed for all industries where speed, accuracy, and trust are critical. Here’s how it benefits businesses across industries:

Banks and NBFCs

• Automates MSME onboarding by validating filings, GST history, and director data.
  
  

• Detects shell entities or fraudulent MSMEs through linkage analysis.
  
  

• Simplifies pre-loan checks with rich compliance profiles.
  
  

Marketplaces

• Verifies sellers instantly with GST, PAN, and trade license data.
  
  

• Flags duplicate accounts or linked directors.
  
  

• Pulls MSME tags and turnover details to support seller segmentation.
  
  

Payment Platforms and Fintechs

• Validates PAN-GST-TAN consistency before activation.
  
  

• Enables compliance monitoring across multiple APIs.
  
  

• Confirms exporter registration through IEC and Shop Act records.

What Makes Bureau’s KYB Engine Different

Unlike point or traditional business verification solutions, Bureau’s KYB suite stands out in speed, accuracy, and deep due diligence. Key USPs of Bureau’s KYB suite include:

Unified View of Business Identity
Combines GSTN, MCA, PAN, TAN, and trade license data into a single profile, reducing reliance on multiple vendors.

Structured, Signal-Rich Responses
Delivers scores, tags, and alerts for data-driven decisioning, backed by fallback logic and confidence labels.

Fast and Resilient API Layer
Is optimized for low latency and high concurrency, maintaining high uptime, even during government portal downtimes. 

Easy to Integrate, Easy to Scale
Offered as APIs and dashboard modules to support bulk pull, event-driven screening, and custom workflows.

Upgrade To Next-level KYB with Bureau

Bureau’s business verification suite delivers the depth of compliance checks with the speed of a modern API stack. It delivers real-time and scalable KYB for all businesses working with MSMEs, merchants, or sellers.

With Bureau’s KYB suite, businesses not only assess risk smarter or onboard faster, but also protect their ecosystems from a wide range of fraud. To learn more, book a free demo here.